Why cover other things?
Whether you own a small business or are part of large corporation, having insurance coverage is vital for company protection. Having insurance cover also protects employees if there is an accident on the jobsite or a costumer is injured.
Keep your light fixtures on automatic timers that are set to turn on in the evening and off in the morning. This makes the house look like someone is inside using that light without having to leave it on all day and waste energy.
It goes without saying that the most important protection on your home is locks. Don't leave your door unlocked for a criminal to just walk right in, even if your lock is not top notch. Burglars may be able to break through any lock, but it prevents them from entering silently in no time at all. The two goals of security systems are to make it time-consuming for anyone to break in and to make it generate a lot of noise.
Business owners policy: This may include a package coupled with property insurance, vehicle coverage, crime insurance which can be grouped together based on the company's needs.
UFO abduction: An insurance company in Florida- UFO Abduction Insurance Co. For $19.95 offers a $10 million policy if a visitor from Mars grabs or scratches the recipient. Kidnapping: An insurance policy that covers payment for a ransom in the event of a kidnapping. This type of policy is usually provided for senior executives who travel abroad. Pet life insurance: Random dogs or animals from the pound can't get this type of coverage, but if they are a show dog or proven pure breed they can be covered granted they are proven to generate income. Cancelled wedding: There is a policy that covers wedding cancellation for causes beyond anyone's control such as illness, or bad weather. The policy may also include a change of heart clause which will pay off a couple's decision to not marry.
Egon Ronay: Is a food critic and insured his taste buds for $400,000 because his endorsement could make or break a restaurant.
Beyond the limits of just locks are home security systems. If a burglar is successful in breaking into your home, the security system will alert authorities which will then pursue the perpetrator.
Health Insurance & the Affordable Care Act
Another insurance coverage that has been recently challenged is what kind if any healthcare insurance should be provided to employees. Health insurance is expensive and can be burdensome especially on small businesses. The Affordable Care Act has created some real challenges for small business owners ranging from higher insurance premiums, not hiring part-time employees, to less money for trading and new technology development.
At all times, whether you are at home or out of town, be aware that your house could be broken into if you do not take all of the necessary precautions. It is not that hard to make sure that your home is protected, and in the end it is worth it.
Whether you own a small business or are part of large corporation, having insurance coverage is vital for company protection. Having insurance cover also protects employees if there is an accident on the jobsite or a costumer is injured.
Keep your light fixtures on automatic timers that are set to turn on in the evening and off in the morning. This makes the house look like someone is inside using that light without having to leave it on all day and waste energy.
It goes without saying that the most important protection on your home is locks. Don't leave your door unlocked for a criminal to just walk right in, even if your lock is not top notch. Burglars may be able to break through any lock, but it prevents them from entering silently in no time at all. The two goals of security systems are to make it time-consuming for anyone to break in and to make it generate a lot of noise.
Business owners policy: This may include a package coupled with property insurance, vehicle coverage, crime insurance which can be grouped together based on the company's needs.
UFO abduction: An insurance company in Florida- UFO Abduction Insurance Co. For $19.95 offers a $10 million policy if a visitor from Mars grabs or scratches the recipient. Kidnapping: An insurance policy that covers payment for a ransom in the event of a kidnapping. This type of policy is usually provided for senior executives who travel abroad. Pet life insurance: Random dogs or animals from the pound can't get this type of coverage, but if they are a show dog or proven pure breed they can be covered granted they are proven to generate income. Cancelled wedding: There is a policy that covers wedding cancellation for causes beyond anyone's control such as illness, or bad weather. The policy may also include a change of heart clause which will pay off a couple's decision to not marry.
Egon Ronay: Is a food critic and insured his taste buds for $400,000 because his endorsement could make or break a restaurant.
Beyond the limits of just locks are home security systems. If a burglar is successful in breaking into your home, the security system will alert authorities which will then pursue the perpetrator.
Health Insurance & the Affordable Care Act
Another insurance coverage that has been recently challenged is what kind if any healthcare insurance should be provided to employees. Health insurance is expensive and can be burdensome especially on small businesses. The Affordable Care Act has created some real challenges for small business owners ranging from higher insurance premiums, not hiring part-time employees, to less money for trading and new technology development.
At all times, whether you are at home or out of town, be aware that your house could be broken into if you do not take all of the necessary precautions. It is not that hard to make sure that your home is protected, and in the end it is worth it.
About the Author:
Colonial Insurance & Financial Services is located in Conway, South Carolina and is independently owned and locally operated to handle your insurance needs. We believe that local insurance companies can best serve your insurance needs.
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